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Crypto rules for mortgages must reflect self-custody reality

Opinion by: Margaret Rosenfeld, chief legal officer of Everstake
The Federal Housing Finance Agency’s (FHFA) recent directive to explore how cryptocurrency might be included in single-family mortgage risk assessments is a welcome and long-overdue step.
If implemented, it could allow long-term cry
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Can XRP price reach $20? These charts say ‘full bull’ phase is still ahead

Key takeaways:
XRP price just hit multiyear highs of $3.66, but technicals suggest there’s more room to run.
Multiple XRP charts signal a potential “explosive” move, targeting $7-$20 if key resistances are broken.
XRP (XRP) price has risen significantly over the last seven days, climbing to a
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The rise of ETFs challenges Bitcoin’s self-custody roots

Bitcoin exchange-traded funds (ETFs) and other institutional Bitcoin products may be reshaping a core crypto ethos rooted in Satoshi Nakamoto’s original vision. According to onchain data, Bitcoin self-custody has been steadily declining since January 2024 — the same month Bitcoin spot ETFs were
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Lawsuits piling up against Strategy could take years, go nowhere, lawyer says

The securities fraud lawsuits facing Michael Saylor’s company Strategy could take years to play out — if they go anywhere at all, according to legal experts.
Strategy, formerly MicroStrategy, pioneered the use of Bitcoin (BTC) as an asset reserve for corporate treasuries. The company has been
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Senate to consider Trump's CFTC pick as crypto oversight hangs in the balance

Brian Quintenz, US President Donald Trump’s pick to chair the US Commodity Futures Trading Commission (CFTC), is scheduled to appear before lawmakers as his nomination moves forward in the Senate. His role could expand significantly if current legislation shifting crypto oversight to the agency
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El Salvador hasn’t bought Bitcoin since signing loan deal, IMF says

The International Monetary Fund (IMF) published a report on Tuesday about its ongoing loan agreement with El Salvador, claiming that the Central American country has not bought any new Bitcoin (BTC) since signing the agreement in December 2024.
El Salvador’s Chivo Bitcoin wallet “does not adjust i
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XLM could follow XRP’s monster rally and hit $1 soon: Fact or fiction?

Key takeaways:
XLM hit a yearly high of $0.52, with immediate targets set on cycle highs at $0.63.
Peter Brandt said XLM has the most bullish chart, with $0.20 as support and $1 as the breakout level.
Stellar Lumens (XLM) rallied to $0.52 on Friday. The move follows an 87% over the last 7 days a
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From Bank to Broker to Crypto: Infrastructure Playbooks for Regulated Companies Entering Digital Assets

The EU’s MiCA framework is creating a predictable environment for crypto services. Stablecoins are being used for payments, settlements, and cross-border operations. Tokenized assets are being tested by banks and asset managers.
As a result, banks, brokers, and fintech platforms are planning to l
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US SEC Chair Atkins: Education is key for crypto in retirement accounts

US Securities and Exchange Commission (SEC) Chair Paul Atkins showed openness to allowing cryptocurrencies in 401 (k) retirement plans for Americans, but highlighted the need for responsible disclosure.
During a Bloomberg interview published Friday, Atkins did not rule out allowing cryptocurrencies
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Can ADA price reach $3? Cardano greenlit for 216% rally

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Why FTX ruling on China payouts matters: Global precedent at stake

The FTX creditor community is awaiting a ruling next week that could let the FTX bankruptcy estate freeze payouts to creditors in “restricted countries,” including China.
On Tuesday, the US Bankruptcy Court in Delaware is expected to rule on a motion that could allow the FTX estate to withhold payo
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