Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
336,931,542
0.000499%/
0.000561%
/4.92%
0.000625%
/5.48%
btc
BTC
2,721
256.58M USDT
0.000279%/
0.000336%
/2.95%
0.000314%
/2.76%
eth
ETH
6,271
11.3M USDT
0.000253%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
19,085,406
40.29M USDT
0.000546%/
0.000601%
/5.27%
0.000917%
/8.04%
doge
DOGE
198,623,627
33.45M USDT
0.000341%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,888,635
20.56M USDT
0.000903%/
0.001504%
/13.18%
0.001202%
/10.53%
shib
SHIB
1,016,984M
12.83M USDT
0.000337%/
0.000364%
/3.19%
0.000613%
/5.37%
bnb
BNB
20,434
12.23M USDT
0.005065%/
0.005695%
/49.89%
0.005774%
/50.59%
ltc
LTC
140,369
11.59M USDT
0.000400%/
0.000440%
/3.86%
0.000613%
/5.37%
kas
KAS
121,834,851
11.4M USDT
0.000119%/
0.000151%
/1.33%
0.000428%
/3.75%
Expand

FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?