The wave of tokenization sweeps across the global financial sector, Libeara leads practical innovation

Tokenization has rapidly evolved from a concept into a hot topic in the global financial sector. Whether it's crypto-native institutions or traditional financial giants, they are exploring how to digitize, chain-enable, and globalize real-world assets (RWA) under compliance conditions. Asset classes are expanding from government bonds and real estate to commodities, notes, and more, while regulatory frameworks are gradually opening experimental space. Behind this wave of on-chain assets lies a deep-seated demand in the global capital markets for efficiency, transparency, and round-the-clock liquidity.

In this context, Libeara, as an innovative platform, practices tokenization in a regulatory-friendly and institution-oriented manner. Unlike many traditional financial institutions that are still in the pilot stage, Libeara has accumulated practical business experience; at the same time, different from some crypto institutions that prioritize technology, Libeara places greater emphasis on compliance, security, and institutional-level adaptation.

RWA enters an accelerated phase, three major products open up the pathway for traditional assets to be on-chain.

The on-chain transformation of RWA is accelerating its penetration into the mainstream market. According to the latest statistics from data platforms, the total value of global on-chain RWA assets has surpassed 25.5 billion USD, with an increase of nearly 56% since the beginning of the year, covering various asset classes such as U.S. Treasury bonds, real estate, private credit, commodities, and stocks. This indicates that on-chain finance is no longer limited to an experimental ground for crypto-native assets; the traditional financial market has an increasingly strong demand for more efficient, transparent, programmable, and composable financial infrastructure.

Currently, the issuance and custody processes of traditional financial assets still rely heavily on centralized institutions. Although there are advantages in compliance and security, they also face challenges such as complex and lengthy issuance processes, high participation thresholds, exorbitant costs, and serious data silos. To address these pain points, Libeara has developed highly compliant and efficient on-chain issuance and management solutions through its three core product lines: Bravo, Delta, and Tango, targeting major asset classes such as bonds, funds, and securities, accelerating the process of tokenization of traditional assets.

Bravo: Native Tokenization of Government Bills and Bonds

Bravo is an innovative asset tokenization platform designed for national-level financial institutions, supporting the native issuance, trading, and management of government bonds and sovereign debt directly on the blockchain, thereby enhancing the inclusiveness, transparency, and risk resilience of the financial system.

Traditional sovereign bonds usually have high thresholds and complex processes, targeting only institutional investors, while ordinary citizens are often excluded. Bravo eliminates the entry barriers of the traditional market by supporting the issuance of small-denomination bonds and on-chain wallets, promoting the democratization of debt. Traditional bonds involve multiple intermediaries, making the process cumbersome and inefficient. Bravo allows governments to issue, circulate, and repay directly on-chain, with automatic execution through smart contracts, making the entire process traceable and verifiable.

Developing countries' financing highly relies on dollar debt, making them prone to currency mismatch traps. Bravo's local currency bond support mechanism facilitates the on-chain issuance of native local currency debt, enhancing governments' strategic autonomy and risk resilience, as well as strengthening credit anchoring.

The Bravo platform offers flexible debt product design capabilities. Traditional government bonds have a single form, making it difficult to adapt to diversified capital needs and policy orientations. Bravo supports programmable debt instruments, such as inflation-linked bonds, delayed issuance bonds designated for future activation, as well as innovative forms like lottery bonds and birthright bonds, meeting social policy goals and the diverse needs of various groups.

In traditional debt structures, multiple institutions are involved, and intermediary risks, operational errors, or bankruptcy events can lead to investors being unable to redeem or suffering losses. Bravo promotes a native on-chain holding mechanism, where assets are directly owned by investors, eliminating intermediary custody risks and single points of failure, while the data is transparent and verifiable, significantly enhancing system resilience.

Delta: Tokenization services for regulated fund managers

Delta allows regulated fund managers to issue and manage on-chain fund shares, supporting tokenization of fund shares in any denomination, significantly lowering investment thresholds. Through the tokenization mechanism, these fund shares can be freely transferred among compliant investors, effectively breaking the liquidity bottleneck in traditional fund investments. The platform supports multi-asset classes and cross-jurisdictional fund management, meeting the needs for diversified investment portfolios. Investors can conveniently complete subscription, redemption, and transfer operations of fund shares on the Delta platform, greatly enhancing user experience and operational efficiency.

Delta will officially launch an institutional-grade application and platform developed by Libeara for licensed fund managers in Singapore, featuring institutional-level security and compliance. Delta meets the different needs of crypto-native investors and traditional investors by being compatible with traditional finance (TradFi) and decentralized finance (DeFi).

Tango: General Securities Token Issuance Platform

Tango is a universal security token issuance platform that supports multiple asset classes, enabling the tokenization of various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technical compatibility and flexibility to adapt to different market demands. At the same time, Tango integrates KYC and AML functions, as well as bank-level technology, internal control systems (ICS), risk management, and compliance standards, ensuring that the issuance and circulation of all tokenized projects comply with regulatory and legal standards.

Entering the practical stage, tokenization business has been implemented for many years

Compared to many RWA participants who are still in the exploration and experimentation stage, Libeara is driving tokenization from concept to practical implementation. By flexibly adapting to the regulatory and market demands of different countries and institutions, Libeara has been practically tested and optimized in national projects in Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios such as public offerings, private placements, sovereign debt, central bank digital currency ( CBDC ), providing a replicable and verifiable technological paradigm for the global market.

For example, the ULTRA fund is a tokenized U.S. short-term Treasury bond fund launched by Libeara in collaboration with relevant institutions for qualified and institutional investors. It is also one of the highest-rated tokenized U.S. Treasury bond funds globally, receiving high ratings from multiple institutions. Recently, several on-chain capital platforms announced partnerships with Libeara to expand access to the ULTRA fund.

Libeara has also partnered with leading domestic public offering institutions to successfully launch a retail tokenization fund—the Huaxia Hong Kong Dollar Digital Currency Fund. This fund is the first tokenized fund approved by the Hong Kong Securities and Futures Commission for public investors, and it utilizes Libeara for tokenization, providing innovative investment tools for investors to earn Hong Kong Dollar returns through blockchain-based channels.

As early as 2023, Libeara was shortlisted for the finals of the Ghana Central Bank CBDC hackathon, developing a prototype system to support the subscription of Ghana government bonds and bills with CBDC, achieving the on-chain tokenization issuance and settlement of Ghana government bonds. This project not only validated the technical feasibility but also provided a viable path for financial digitization in developing markets.

In addition, Libeara's tokenization technology has been incorporated into several national financial infrastructure construction projects. In 2024, Libeara actively participated in Project Ensemble launched by the Hong Kong Monetary Authority, which is a wholesale central bank digital currency ( wCBDC ) project aimed at promoting the development of the tokenization market in Hong Kong. Libeara collaborated with relevant institutions to conduct proof-of-concept tests, exploring settlement applications for tokenized deposits and tokenized assets, providing practical case support for the wCBDC infrastructure of the Hong Kong Monetary Authority.

In 2020, Libeara collaborated with a bank in the Philippines to complete the Philippines' first tokenization retail bond project, issuing an initial offering of retail bonds valued at 9 billion Philippine pesos (, approximately 1.87 million dollars ), on a public blockchain. Libeara also participated in the green finance project Project Genesis, jointly launched by the Hong Kong Monetary Authority ( HKMA ) and the Bank for International Settlements ( BIS ) Innovation Center, exploring the application of blockchain technology in the tokenization of green bonds to improve issuance efficiency, lower investment thresholds, and enhance the transparency of green investments. As a technology provider, Libeara participated in the first tokenization experimental project, laying the foundation for the current system architecture.

The core team has extensive financial experience and is dedicated to creating the RWA "super safe car"

The name Libeara comes from "Liberty" ( the first retail treasury bonds in the United States "Freedom Bonds" ) and "Aerarium" ( the ancient Roman treasury ). As a financial technology company created by an innovative incubation platform under a certain bank, Libeara was established in January 2023, headquartered in Singapore, and is committed to leveraging blockchain technology to promote the tokenization of government bonds and funds, breaking the friction and barriers of traditional capital markets, and opening up previously inaccessible investment channels.

The core team of Libeara brings together top experts from traditional finance, blockchain technology, and regulatory compliance. The founder and CEO has over 20 years of rich experience in capital markets and has designed and executed bond financing schemes worth over $180 billion for sovereign nations, corporations, and financial institutions. He has profound insights into the inefficiencies and pain points of traditional financial markets, especially in areas such as the multitude of intermediaries, high investment thresholds, and limited liquidity. These experiences form the cornerstone of Libeara's establishment, enabling it to find a balance between technological innovation and financial security, providing the market with solutions that combine efficiency and credibility.

The founder once stated, "The tokenization of funds and bonds involves too many intermediary steps, resulting in high investment thresholds and difficulty in entry. Tokenization not only simplifies these inefficient steps but also redefines the interaction between investors and assets. Through blockchain technology, Libeara enhances the transferability of these investments, allowing assets to circulate peer-to-peer among investors, significantly increasing flexibility. This has also given rise to more new use cases, such as improving liquidity and expanding investor participation."

He emphasized that not all tokenization projects are equally safe. Many projects in the past merely placed the digital representation of assets on the chain without considering basic investor protection measures, thus introducing unnecessary risks. Libeara aims to build a "super safe car" to drive safely on the digital highway of modern finance.

The target audience for Libeara's services is a new type of investor, specifically those who hold crypto wealth but wish to participate in traditional capital market investments. The founder pointed out that the widespread application of blockchain in traditional finance faces cognitive barriers, as many people still equate blockchain with volatile cryptocurrencies and unregulated markets, rather than stable, regulated assets like government bonds. Changing this perception requires not only advanced technology but also a strong compliance framework to prove that blockchain can support serious regulated financial products.

He envisions that the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role in preserving the stability and structure of traditional finance while meeting the contemporary investors' demands for flexibility and autonomy.