Treehouse Protocol is Building the Future of Fixed Income in DeFi

The @TreehouseFi Protocol, developed by Treehouse Labs, is a decentralized platform revolutionizing fixed income in DeFi. By introducing programmable yield primitives and transparent interest-rate benchmarks, Treehouse brings predictable, institutional-grade yield products on-chain—starting with Ethereum.

At its foundation are two key components: tAssets and Decentralized Offered Rates (DOR). When users deposit ETH or liquid staking tokens (LSTs), they receive tETH—a yield-optimized token that captures both ETH staking rewards and Market Efficiency Yield (MEY) through interest-rate arbitrage across platforms like Lido, Aave, and Compound. Holders retain liquidity and access to DeFi use cases while earning superior returns.

Meanwhile, DOR is Treehouse’s decentralized benchmark rate mechanism—similar to LIBOR, but for DeFi. Operators, panelists, and delegators collaborate in a stake-based system to submit and verify interest-rate data. The first DOR product, the Treehouse Ethereum Staking Rate (TESR), enables risk-free rate pricing for ETH, laying the groundwork for fixed income instruments like swaps, bonds, and forwards.

At the center of this ecosystem is the $TREE token, an ERC‑20 utility and governance asset that powers protocol functions. Its key features include:

Query Fees: Platforms accessing DOR rate feeds pay in TREE.

Staking for Panelists: Participants submit rate data by staking TREE or tAssets.

Consensus Rewards: Accurate participants earn TREE, incentivizing truthful data.

Governance: TREE holders vote on proposals, protocol upgrades, and treasury use.

Ecosystem Grants: The DAO allocates TREE to developers, integrations, and partnerships.

Pre-deposit Vaults: TREE can earn high APR via programs like GoNuts.

TREE has a fixed supply of 1 billion tokens, with around 156 million currently in circulation. Distribution supports long-term sustainability: 20% is allocated to community rewards, 17.5% to strategic investors, and the rest to team, treasury, airdrops, and liquidity incentives. Vesting spans 4 years, ensuring gradual and responsible unlocks.

In short, the Treehouse Protocol is building DeFi’s fixed-income layer—and TREE is its economic engine. Together, they’re unlocking transparent, stable, and scalable yield solutions for a decentralized financial future.

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