In the thriving development of Web3, Huma Finance is addressing a key issue in an innovative way: how to convert intangible digital assets and efforts into actual economic value.

Unlike traditional lending platforms, Huma Finance acts more like a catalyst for income verification and asset liquidity. In this decentralized world, fixed salaries and traditional credit histories are often absent, making it difficult for most participants to access financial services.

What makes Huma unique is its use of on-chain data to build a user's income profile. It takes into account various dimensions of information such as DeFi yields, NFT trading income, and even task completion status, thereby providing a comprehensive assessment of a user's economic capabilities. This approach not only offers users the opportunity to access lending services but, more importantly, it transforms users' contributions and activities in the Web3 ecosystem into quantifiable assets.

This innovative model has actually pioneered "Income-based Finance," marking the future development direction of Web3 finance. It is not just simple lending, but a completely new value certification system that allows individuals' contributions in the digital economy to be practically recognized and rewarded.

The emergence of Huma Finance reveals that a new economic ecosystem is forming in the Web3 world. In this ecosystem, individuals' digital footprints, creativity, and engagement will become important indicators of their economic strength. This not only provides more financial opportunities for Web3 participants but also injects new vitality and possibilities for the development of the entire industry.

With the promotion of this model, we can foresee that Web3 will usher in a more inclusive and flexible financial system, laying the foundation for further prosperity of the digital economy.