In the field of DeFi (Decentralized Finance), a project called Huma is gaining widespread attention. Its innovation lies in using people's income as on-chain assets, thereby creating new lending possibilities.

Traditional DeFi models typically require users to hold cryptocurrencies like ETH or USDC as collateral to obtain loans. However, Huma takes a different approach, allowing users to secure financing simply by having a stable source of income. This innovation greatly expands the participant base of Decentralized Finance, enabling freelancers, regular employees, DAO organization members, and even business managers to enjoy the convenience of Decentralized Finance.

Huma's philosophy can be summarized as: making DeFi no longer a "rich person's" exclusive game, but open to everyone with an income. This inclusive approach is expected to bring more vitality and possibilities to the Decentralized Finance ecosystem.

By redefining the concept of collateral in DeFi through income as a chainable asset, Huma is providing individuals with more financial options and potentially sparking new business models and economic activities. In the future, we may see more income-based financial products and services thrive on the blockchain.

With the emergence of projects like Huma, DeFi is developing towards a more inclusive and diverse direction. This innovation not only broadens the range of participants but also injects new ideas and vitality into the entire industry.