You want to become a KYC service provider, but you are facing a tricky problem:

🛂 How to verify the authenticity of a passport/driving license?
📍 How to check if a certain address is real?
📱 How can I verify the ownership of a phone number and SIM?

Why is it tricky? Because:

🚫 Government API dream on, who would dare to give you one to try?
💸 Private institutions can be used, but on one hand, they are not allowed, and on the other hand, they are expensive.

After researching back and forth, you find that this is the only way to handle it:

🤖 Create a model, which is big data comparison (image recognition + OCR + liveness detection)
⚙️ Create custom rules (national policies + customer customization rules)
👨‍💼 Finally, there was really no way out, so we had to involve human intervention (this all comes at a cost)

However, there are still some customers that you cannot identify, because:

🆔 Their ID photos are real.
📍 AI said their address "looks" fine too.
💳 AI said their transaction flow "looks" fine as well.

So if you are asked to provide proof, do you know what to do?

Reference vendors: Jumio, Sumsub, Onfido, ShuftiPro, Veriff...