In the field of Crypto Assets, Huma Finance is attracting follow with innovative approaches. Unlike XRP, which focuses on the efficiency of cross-border payments, Huma Finance cleverly combines payment and financing functions through its PayFi network.

This unique model provides unprecedented opportunities for small businesses, especially those in emerging markets. For example, an African enterprise can not only quickly receive payments from European clients but also use these receivables as collateral to obtain much-needed operational funding. This innovation transcends the limitations of traditional payment tools.

The influence of Huma Finance has already become apparent. According to reports, the platform has facilitated approximately $2.3 billion in credit issuance, serving groups such as small and medium-sized enterprises and cross-border workers. These groups often find it difficult to obtain effective services from traditional financial institutions or conventional decentralized finance (DeFi) platforms.

From the perspective of token economics, the total supply of HUMA tokens is 10 billion, with a current market value of around 60 million USD. Considering its potential market size – a global cash flow market of approximately 30 trillion USD – the current valuation may be underestimated.

With Huma Finance's further integration into the Solana ecosystem and the launch of new features such as auto-compounding vaults, the platform is turning the concept of "income as collateral" into reality. This innovation could redefine the notion of credit in the Crypto Assets space, making Huma Finance not just another payment project, but an emerging force that is changing the landscape of crypto finance.

As time goes by, the market may gradually recognize the unique value of Huma Finance. It is not merely imitating existing payment solutions, but exploring a whole new model of financial services, which could have a profound impact on the entire Crypto Assets and fintech industry.