AgentFi: A New Paradigm for Stablecoin Yields

The integration of AI and DeFi is creating a new financial paradigm. AgentFi, as a representative of this trend, provides users with automated stablecoin yield optimization services through intelligent agents.

The Difference Between AgentFi and DeFAI

The core feature of AgentFi is that AI agents serve as the primary executors and decision-makers, enabling fully automated decision-making and closed-loop execution. This distinguishes it from traditional DeFi or DeFAI projects that use AI merely as an auxiliary tool.

AgentFi adopts a "from intent to result" model, where users only need to express their goals, and the system can complete strategy formulation and execution. In contrast, DeFAI still requires users to provide clear instructions.

Introduction to the Giza Project

Giza is a blockchain infrastructure project that builds "verifiable AI agents," aiming to promote the emerging paradigm of agent-native finance. Its core concept is xenocognitive finance (Xenocognitive Finance), which introduces AI agents as a new type of interface in decentralized finance to address the cognitive bottlenecks of human participants.

The architecture of Giza includes a semantic abstraction layer, a decentralized execution layer, and a proxy authorization layer. Its proxy execution process involves four steps: request handling, protocol interaction, execution verification, and result feedback.

ARMA: Stablecoin Yield Optimization Smart Agent

ARMA is a stablecoin yield optimization smart agent launched by Giza, aimed at achieving automated yield maximization across protocols. Its main features include:

• Smart Strategy Scheduling
• APR Optimization System
• Automatic compound interest mechanism
• Intelligent Coin Exchange Logic

ARMA adopts a three-layer protection mechanism to ensure the safety of user funds, including smart account security, access control mechanisms, and risk management systems.

Giza Token Economic Model

$GIZA is the native asset of the Giza smart agent network, possessing instant utility and long-term value capture capability. Its key design includes:

• Reasonable initial valuation
• Zero Unlock Start
• Clarify the purpose of the token
• Dual Staking Mechanism
• Time-weighted design

Giza has also launched the Giza Points System to encourage users and developers to participate in ecosystem construction.

Investment Analysis and Potential Risks

Giza's ARMA is one of the few AgentFi projects that have a real product and a closed loop of on-chain execution. Its investment logic includes paradigm innovation narrative, leading product practicality, and early head mining profit window.

Potential risks include that user trust building is still in the early stages, complex systems add security risks, and the token value release path is still unclear.

Conclusion

AgentFi provides DeFi users with a smart agent solution that does not require constant monitoring and automatically optimizes. Giza and ARMA represent the pioneers of this new paradigm. Although AgentFi is still in its early stages and faces many challenges, it also offers opportunities for users and builders willing to capitalize on the early dividends of the paradigm shift.