In the current Decentralized Finance (DeFi) ecosystem, it is not difficult to find a common phenomenon: most Financial Services tend to cater to high-net-worth clients, which leads to ordinary workers facing numerous obstacles in obtaining financing. However, the emergence of the HUMA project is changing this situation by extending the reach of Financial Services to a broader user base through an innovative income stake mechanism, especially for freelancers and small to medium enterprises.

The core innovation of HUMA lies in bringing real-world income data off-chain into the blockchain network, thereby constructing a more comprehensive and inclusive credit assessment system. This approach not only fills the credit gaps that traditional financial institutions struggle to cover but also provides a practical solution for financial inclusion.

In this way, HUMA is becoming a pioneer of "credit sinking" in the blockchain field. It is not just an innovation at the technical level, but a significant breakthrough in the concept of Financial Service. This model has the potential to completely change our perception of credit assessment and the accessibility of Financial Service.

As projects like HUMA continue to develop, we can expect to see more people enjoying fair and transparent Financial Services. This not only benefits the development of individuals and small businesses but will also inject new vitality into the entire economic ecosystem. In the future, innovative projects similar to HUMA may become a key force in promoting further democratization and inclusivity in the financial sector.