Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
326,316,438
0.000507%/
0.000557%
/4.88%
0.000625%
/5.48%
btc
BTC
2,663
255.66M USDT
0.000264%/
0.000336%
/2.95%
0.000318%
/2.79%
eth
ETH
6,390
11.6M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,952,011
41.31M USDT
0.000559%/
0.000609%
/5.34%
0.000979%
/8.58%
doge
DOGE
197,242,662
34.6M USDT
0.000351%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,902,056
20.86M USDT
0.001181%/
0.001332%
/11.67%
0.001411%
/12.37%
shib
SHIB
1,015,955M
13.12M USDT
0.000342%/
0.000373%
/3.27%
0.000613%
/5.37%
usdc
USDC
13,056,354
0.000360%/
0.000657%
/5.76%
0.001031%
/9.04%
bnb
BNB
20,718
12.39M USDT
0.003136%/
0.005659%
/49.58%
0.005225%
/45.78%
ltc
LTC
142,424
12.27M USDT
0.000352%/
0.000386%
/3.39%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?